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First Time Buyers

It all feels a bit doom and gloom at the moment in the financial world – the pound at an all-time low, the cost-of-living crisis in full swing, and mortgage rates increasing. And so, we understand that it’s incredibly daunting for those looking to make their first step onto the property ladder.

Earlier this year, Halifax reported that the average first-time buyer in the UK was aged 32 – and now over 30 across every region1. And so, if home ownership is your ambition, it’s never before been so important to be prepared, and completely understand what a mortgage is, how it works, and the best options available to you.

We can help.

As a first-time buyer, we completely understand that you’ve never been through this process before and that may bring with it some uncertainties or anxieties. But, we’re here every step of the way to guide you through.

In our initial meeting, we can discuss how much deposit you have (and how much more you might need), your current circumstances and whether these are likely to change, and review the help and support available, including: Help to Buy, Lifetime ISA (formerly Help to Buy ISA), Shared Ownership. We can review all of this with you, and create a bespoke strategy for your purchasing desires – no matter how far into the future it may be.

It’s never too early to plan for a mortgage, to be saving for your deposit, or to be understanding the process.

For more information on how we can assist you, do give us a call today: 0330 223 4441, for a non-obligatory chat.


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